Ask a Finance Expert at Findlay Chrysler Dodge Jeep Ram
If you’re wondering about the ins and outs of auto financing, know that you’re not alone. Even the most seasoned, experienced car buyers still have questions about the process.
With this in mind, the team at our Jeep dealership near Columbus has put together a car financing guide that answers common auto financing questions customers are faced with. Spearheading this effort is Kane Faber, Finance Director at Findlay Chrysler Dodge Jeep Ram.
With 13 years of experience, Kane has a wealth of knowledge when it comes to how to best finance a car. When Kane isn’t assisting customers, you can find him enjoying a long walk on the beach, out hunting and fishing or participating in some woodworking out of his own garage.
Check out our auto finance FAQ list, then stop by to meet with Kane and the rest of our experts today!
Auto Financing Questions & Answers
What are current interest rates to buy a car?
Average auto loan rates tend to fluctuate. We work with over 30 different lenders to get you the best rate you qualify for.
How do I get a good interest rate?
Having a good credit score is the biggest factor. Putting cash down and having a trade help with the rate too.
How much deposit will I need for a car finance agreement?
It often depends on whether you buy or lease. You may not need any cash down to get financing.
What additional costs will I be responsible for when buying a new car?
You’ll be responsible for car insurance, maintenance and repairs, along with any taxes and fees.
How can I find the value of my trade-in?
Bring in your vehicle and one of our appraisers will put a value on it. We will also buy your vehicle for that amount no matter if you buy from us or not.
Does my credit score impact my loan rate?
Yes. A higher score increases a lender’s confidence that you will make payments on time.
I have a low credit score -- can I still finance a car?
Yes. We have experts ready to help you finance a car no matter your credit score.
I don’t have a credit history yet -- can I still finance a car?
Yes. It’s possible to buy a car with no credit. Bring in your most recent paystub and we’ll get you situated.
What’s the best length for a car loan?
The average loan is 72 months, but we can do anything from 36-84 months.
Can you offer a better interest rate than my pre-approved rate?
We work with many lenders that can match or beat rates you obtained on your own.
Can I reduce my monthly car payments down the road?
You can refinance your loan, which may lower the payment.
Can I sell my car while I’m still paying it off?
Yes. It’s possible to sell a car while you’re still paying off the loan. Let us help you get started.
Can I add a warranty when I buy a car?
Yes. Service contracts are strongly recommended due to the amount of electronics in today’s vehicles.
Does the dealership accept outside financing?
We have the right to refuse outside financing. We work with over 30 different lenders to get you the best rate you qualify for.
What should I do if I have questions about my financing?
Contact us online, give us a call or come in and one of our experts will be happy to help.
Apply for a car loan online to get started or contact Findlay Chrysler Dodge Jeep Ram if you have any further questions for Kane and the other auto finance experts who work at our Ohio dealership. We hope to hear from you soon!